Full AC + Furnace System Cost (2026)
A full replacement of both the air conditioner and the furnace together — the complete heating-and-cooling package for a typical home. Bundling saves on labor versus separate jobs and keeps the components matched for efficiency.
Full AC + Furnace System cost estimate
| Item | Estimated range |
|---|---|
| Typical system, 2,000 sq ft home | $7,000 – $14,000 |
Ranges are national estimates. Use the calculator for a figure adjusted to your project and city.
Where your money goes
For a typical $10,500 full ac + furnace system, the bill breaks down roughly as below. Shares are typical industry splits.
| Cost component | Share | Est. amount |
|---|---|---|
| Materials | 40% | $4,200 |
| Labor | 38% | $4,000 |
| Tear-off & disposal | 10% | $1,000 |
| Permits & overhead | 12% | $1,300 |
What drives the price
- Capacity and efficiency of both units
- Ductwork condition
- Home size
- Old-equipment removal
Pros
- Complete heating + cooling in one project
- Matched components run efficiently
- Saves labor vs separate jobs
Cons
- Largest upfront HVAC cost
- Bigger project and downtime
- Overkill if only one unit failed
Typical lifespan: 15 years
What the price usually includes
- Load calculation (Manual J) and sizing
- Equipment (condenser, furnace or air handler)
- Removal of the old system
- Installation, refrigerant and electrical
- New thermostat and startup testing
- Permit, inspection and warranties
How to save
- Get three or more itemized quotes; compare SEER2/AFUE, not just price
- Insist on a Manual J load calc — oversizing wastes money
- Buy in the off-season (spring or fall) for better pricing
- Check manufacturer, utility and federal efficiency rebates
- Past ~12–15 years, replacing usually beats repeated repairs
- Bundle AC and furnace replacement to save on labor
Estimate your HVAC cost
Enter your home size and city for a range specific to you.
Frequently asked questions
How much does full ac + furnace system cost?
A typical system, 2,000 sq ft home runs about $7,000 to $14,000 installed, depending on size, your home and local labor rates.
How long does full ac + furnace system last?
About 15 years with proper installation and maintenance.